Five years after the COVID-19 pandemic forced schools and universities across England and Wales to close, new research reveals that millions of young adults are still grappling with its long-term effects on their mental health, social lives, and careers.

A study commissioned by Clinical Partners, a leading mental health service provider, surveyed 2,000 young adults who were in secondary school or higher education during the pandemic, as well as their parents. The findings suggest that approximately 2.3 million 18–25-year-olds in the UK have experienced a decline in their mental health since COVID-19.

Worsening Mental Health

Nearly four in ten (37%) young adults believe their mental health has deteriorated since the pandemic, a concern echoed by 32% of parents. Anxiety, stress, and depression are now widespread, with 43% of young women and 24% of young men reporting these issues.

For many, these struggles are new. Around 22% of 18–25-year-olds say they had no previous experience of mental health problems before the lockdowns. The research also highlights a trend of social withdrawal, particularly among young women, with 37% admitting they now spend time alone to manage their mental health.

One respondent, Darcy, 19, from Bournemouth, described how lockdown intensified her existing depression:

“I always struggled with depression, but lockdown made it worse. I lost touch with friends and became scared of leaving the house. Online learning was difficult – I couldn’t engage with teachers, and I didn’t feel I could ask for help. Since then, I’ve found it hard to hold down a job or build friendships. I still feel isolated and often wonder where I’d be if COVID hadn’t happened.”

Career and Social Challenges

The impact of the pandemic extends beyond mental health. Half of young adults (51%) say they feel more anxious in professional settings, while 40% believe the pandemic has held back their career progression. Nearly 38% feel their pandemic-era qualifications are undervalued by employers.

Socially, 31% say their social life has diminished since COVID, and 23% feel disconnected from the person they were before the pandemic. 22% still reflect on key life experiences they missed out on.

Barriers to Support

Despite the challenges, access to mental health support remains a problem. Only 15% of young adults have sought therapy, with the biggest barriers being:

• Long waiting times (30%)
• Fear of judgement (28%)
• Uncertainty about where to turn (20%)

Some young people have turned to unhealthy coping mechanisms, with 19% reporting an increase in smoking or vaping and 10% using alcohol to manage their struggles.

Call for Better Support

Dr Andrea Pickering, Clinical Director of Psychological Therapy at Clinical Partners, warns that many young people feel unable to seek help:

“We are seeing a generation struggling to move forward, yet many don’t know where to turn. Long waiting lists, stigma, and lack of accessible services leave young people suffering in silence. Mental health support must be prioritised to ensure they get the help they need.”

Parents have also struggled, with 58% finding it difficult to support their child’s transition back to normal life. Nearly one in four (24%) say their own mental health has been negatively affected since the pandemic.

Dr Pickering emphasises the need for a collective response:

“The impact of the pandemic on young people is a national concern. Professional services, charities, schools, universities, and workplaces all have a role to play in making mental health support more visible and accessible. No one should face these challenges alone.”

For more information, visit www.clinical-partners.co.uk.

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The collection addresses a broad spectrum of topics vital to the UK’s infrastructure landscape, including broadband connectivity, housing, green infrastructure, public transport, planning, and the NHS. Each article is designed to provide actionable insights for policymakers grappling with the growing complexity of infrastructure demands.

Foreword Highlights Urgent Challenges

Dr Janet Young CBE, Director General of The Institution of Civil Engineers, sets the stage with a compelling foreword. Dr Young emphasises that UK infrastructure must adapt to meet the combined pressures of population growth, economic demands, climate change, and biodiversity loss.

“Our infrastructure services—spanning energy, transportation, and communication—are facing unprecedented challenges,” writes Dr Young. She calls for proactive measures, highlighting that infrastructure decisions made today will shape the country for generations.

Dr Young notes the importance of integrating sustainable practices and technological innovation, stating, “The articles in On Infrastructure provide policymakers and engineers with the knowledge to design resilient, thriving communities.”

Spotlight on Digital Inequality

One key article, co-authored by Professor Cecilia Wong, Director of the Spatial Policy and Analysis Lab at The University of Manchester, and Dr Helen Zheng, explores the digital divide in broadband access across the UK. Their research uncovers stark disparities in internet speed and accessibility between rural and urban areas, a gap they argue must be addressed to ensure equitable digital infrastructure.

Professor Wong remarked, “Our research highlights a critical spatial divide in broadband coverage that policymakers cannot ignore. Effective infrastructure is essential for economic growth and tackling inequalities.”

Addressing Broader Infrastructure Needs

The publication outlines solutions for some of the UK’s most pressing infrastructure challenges:

• Transport: Articles propose using emerging technologies to revolutionise transport systems.
• Climate Resilience: Discussions on supply chain vulnerabilities and climate adaptation strategies.
• Sustainable Urban Development: Policy recommendations for transitioning to greener cities.
• Healthcare: Proposals to strengthen NHS infrastructure and improve care delivery.

A Blueprint for a Sustainable Future

Professor Wong highlighted the significance of the publication as part of Policy@Manchester’s ongoing work to address national policy challenges. She stated, “On Infrastructure provides a roadmap for tackling the issues that lie ahead. Policymakers now have research-backed recommendations to deliver economic growth, build resilience, and achieve environmental objectives.”

This publication aims to bridge the gap between academic research and practical policy implementation, offering clear strategies to strengthen the UK’s infrastructure amidst a rapidly changing landscape. More information at: policy.manchester.ac.uk

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The study reveals that 38% of shift workers feel their sleep routines are disrupted when the clocks shift, leading to greater difficulty in adjusting to irregular hours. With seasonal darkness setting in earlier during the winter months, 32% of those surveyed also reported drops in mood and motivation at work.

The findings suggest that the seasonal change has a notable impact on well-being, with nearly half (49%) of respondents reporting an energy dip during winter due to reduced daylight. As a response to these challenges, many workers turn to caffeine and sugar-laden energy drinks in an effort to stay alert. A significant 40% admitted relying on such beverages during their shifts, while 14% said they consume four or more energy drinks per shift, raising potential concerns about health and energy “crashes.”

Dr. Emeka Okorocha, an NHS A&E doctor and popular health advocate on TikTok, emphasised the importance of understanding and addressing these concerns around fatigue and overall health. “Pro Plus’s research highlights issues around fatigue, which can affect both personal health and workplace safety. We must recognise this and offer support and resources to help people manage their well-being. By making mindful adjustments, we can improve our well-being and performance,” Dr. Okorocha commented.

In support of shift workers who may be struggling with the seasonal impact on their routines, Dr. Okorocha has shared practical tips to help manage fatigue, maximise energy, and improve overall well-being:

1. Master Your Sleep Routine – Dr. Okorocha suggests creating a sleep-friendly environment and avoiding screens before bed. “Sleep isn’t just a luxury; it’s a necessity,” he says, advising that even shift workers should try to keep to a regular sleep schedule, including on their days off.
2. Fuel Up with Energising Foods – Rather than reaching for quick snacks, Dr. Okorocha encourages preparing healthy meals to bring to work. “It’s worth investing in foods that will truly fuel the body,” he explains.
3. Stay Hydrated – Keeping hydrated is essential, he says, as “dehydration can amplify fatigue.” Dr. Okorocha recommends always having a water bottle on hand.
4. Consider Healthier Energy Boosts – While energy drinks offer a temporary lift, they often lead to crashes. Dr. Okorocha recommends alternatives, such as Pro Plus Fizz, a caffeine supplement with B vitamins, which provides a less sugar-intensive way to stay alert.
5. Get Moving – Even light exercise can improve mood and energy levels, according to Dr. Okorocha. “A brisk walk, a jog, or a simple home workout can do wonders,” he advises.
6. Stay Connected – Given the isolating nature of shift work, Dr. Okorocha recommends making time to connect with friends or family to maintain emotional well-being.

With the results of the survey highlighting the effects of seasonal changes on shift workers’ health, Pro Plus aims to provide information and products to help people navigate the demands of shift work with better support and understanding.

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The research, led by Dr Xinzhao Tong, an assistant professor at Xi’an Jiaotong-Liverpool University (XJTLU) in China, investigates how everyday behaviours, particularly heightened cleaning protocols following the COVID-19 pandemic, are influencing the composition of microorganisms in indoor settings. Dr Tong emphasises that built environments—such as residential areas, subways, and public facilities—present unique conditions that differ significantly from natural habitats.

“Areas with many buildings lack the traditional nutrients and essential resources that microbes need for survival,” Dr Tong explains. “Consequently, these environments develop a distinct microbiome.”

To understand how these microorganisms adapt to urban life, researchers collected 738 samples from various built environments across Hong Kong, including residences, subways, piers, and even human skin. Using advanced shotgun metagenomic sequencing, the team analysed the genomic content of these samples, revealing how urban conditions impact microbial survival and evolution.

The study uncovered 363 previously unidentified microbial strains residing on our skin and in the environment around us. Notably, some of these strains possess genetic material enabling them to metabolise substances typically found in cities, including various manufactured products. One significant discovery was a strain of the Candidatus phylum Eremiobacterota, previously known only from Antarctic desert soil.

Dr Tong highlights the implications of this discovery: “The genome of this novel strain of Eremiobacterota enables it to metabolise ammonium ions present in cleaning products. Additionally, it contains genes for alcohol and aldehyde dehydrogenases, allowing it to break down residual alcohol from common disinfectants.”

The researchers contend that microbes equipped with enhanced abilities to utilise limited resources and withstand manufactured products—including disinfectants and metals—are more likely to thrive and evolve in built environments. This adaptation raises concerns about potential health risks, particularly if these resistant strains prove pathogenic.

The findings prompt critical questions about urban sanitation practices. As the use of disinfectants and cleaning products rises in an effort to combat the spread of pathogens, it appears that microbial populations are not only surviving but adapting in ways that could challenge public health.

The study underscores the need for a more nuanced understanding of urban microbiomes and the long-term effects of disinfectant usage. It suggests that while cleanliness is essential for public health, there is a delicate balance to be struck to ensure that our efforts do not inadvertently foster the emergence of harmful microbial strains.

As urban environments continue to evolve, the research serves as a timely reminder of the complex interactions between humans and microorganisms in our built spaces. The implications of these findings could shape future policies on sanitation practices, urging a re-evaluation of how we maintain cleanliness in the wake of the pandemic.

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Topping the list is Don’t Listen (Voces), a Spanish-language horror released in 2020. The film, about a man who seeks paranormal help after hearing ghostly pleas in his home, was hailed as the scariest of all time, scoring a perfect 10 across the Scary Meter’s categories. Don’t Listen features 27 jump scares, making it the top pick for horror enthusiasts looking to hide behind their hands this spooky season.

Second place goes to The Evil Dead (1981), one of the oldest films on the list. This cult classic, directed by Sam Raimi, is known for its extreme gore, with approximately 300 gallons of fake blood used during filming. The movie racked up 22 jump scares and earned a Scary Meter score of 9.3 for its gory scenes.

Third on the list is Evil Dead (2013), a modern reimagining of Raimi’s original. The film, which follows five friends who encounter an ancient evil in a remote cabin, scored 9.2 for gore and 7.2 for jump scares.

Coming in fourth is The Beyond (1981), another horror classic. Set in Louisiana, the film involves a woman who unknowingly inherits a hotel built over a gateway to Hell. With 27 jump scares and solid scores for creepiness and gore, it ranks as one of the more intense films on the list.

Fifth place belongs to It (2017), the modern adaptation of Stephen King’s infamous novel. Pennywise the clown returns to haunt Derry’s children, racking up 23 jump scares and 31 deaths.

The top ten list continues with Scream (1996) in sixth place, known for its masked killer and 19 jump scares. Seventh is Host (2020), a horror filmed during lockdown that explores the unintended consequences of a Zoom seance gone wrong, featuring 20 jump scares in its short 65-minute runtime.

The ten scariest horror movies of all time 

Eighth is [Rec] 2 (2009), a sequel that surpasses its predecessor with more than 20 deaths. Ninth is The Cleansing Hour (2019), which turns a staged exorcism into a terrifying reality. Finally, The Haunting in Connecticut (2009) takes tenth place, with 26 jump scares and a chilling premise of a family haunted in their new home.

Telma Casaca, Head of Publishing at VIP Grinders, commented on the findings: “Whether you’re a year-round horror fan or getting into the Halloween spirit, these films are guaranteed to deliver thrills. From classic slashers to modern horrors, the list covers all the scare factors fans crave.”

Notable films that narrowly missed out on the top spots include genre favourites Friday the 13th, Insidious, and A Nightmare on Elm Street.

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The researchers measured the proportion of reviews containing complaints about the app being “slow,” “glitchy,” or “not working.” Empower emerged as the least reliable, with a rate of 14.40 negative keyword matches per 100 reviews. From a sample of 500 reviews, 72 users criticised Empower for issues such as being “glitchy,” “buggy,” and “painfully slow,” with many stating that it performed poorly on iOS devices.

Ally Invest followed closely in second place, with 8.80 keyword matches per 100 reviews. Of 500 reviews, 44 contained negative feedback, describing the app as “terrible,” “glitchy,” and prone to issues like bugs with touch-ID functionality. Users complained of slow performance and a frustrating user experience.

Interactive Brokers took third place, recording 8.76 keyword matches per 100 reviews. The app received 56 negative reviews from 639 users, with comments focusing on poor functionality, glitches, crashes, and a difficult-to-use interface. Complaints about a “clunky” design and regular crashes were also common among users.

Merrill Edge ranked fourth, with 7.00 keyword matches per 100 reviews. Out of 500 reviews, 35 users raised concerns about slow speeds and glitches, frequently describing the app as “not user-friendly” and frustrating to navigate.

Fifth place saw a tie between Ellevest and Charles Schwab, both receiving 5.85 keyword matches per 100 reviews. Ellevest, with 205 reviews, saw 12 complaints ranging from glitchy performance to accusations of being unreliable. Charles Schwab’s platform, meanwhile, had 32 negative reviews out of 547, with users complaining of slow loading times and an unresponsive interface.

In sixth place was Tastyworks, which recorded 5.31 keyword matches per 100 reviews from a sample of 527. Negative feedback included mentions of glitches, bugs, and repeated crashes, leading to a poor overall user experience.

E*TRADE followed in seventh, with 4.91 keyword matches per 100 reviews, while TD Ameritrade ranked eighth with 4.84. Fidelity was ninth with 4.60, and Webull rounded off the top 10 with 3.60 negative matches per 100 reviews.

Negative keyword matches per 100 reviews – Top 10 investment app ranking 

At the opposite end of the spectrum, Wealthfront and Stash were named the most reliable apps, with only 0.60 negative keyword matches per 100 reviews. Both apps received just three complaints from a sample of 500 reviews, with many users praising their reliability and ease of use.

A spokesperson from Investingoal.com commented: “It can be frustrating when any app doesn’t work as expected, and financial platforms are certainly no exception. In an environment where trust and seamless access to financial markets are critical, these recurring issues can significantly hinder user experience and confidence.”

As the report highlights, investment apps play a crucial role in today’s financial markets, and their reliability is essential for both seasoned investors and beginners looking to make informed financial decisions.

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The Japanese animated war drama Grave of the Fireflies, directed by Isao Takahata, led the rankings with words like “sad” and “cry” used in reviews 134 times—223.5% more than the average film in the study. The 1988 movie, which deviates from Studio Ghibli’s usual lighthearted style, tells the tragic story of two siblings struggling to survive after the bombing of Kobe, Japan, during World War II. With an IMDb rating of 8.5, it has become a standout classic, acclaimed for its powerful portrayal of the devastating effects of war.

In second place is The Fault in Our Stars, a teen romance about two young cancer patients, Hazel and Gus, whose love story moved viewers to use upsetting language 120 times, 189.7% above average. The 2014 adaptation of John Green’s bestselling novel remains a cult favourite and has a rating of 7.7 on IMDb.

Third on the list is The Boy in the Striped Pyjamas, a 2008 World War II drama about an unlikely friendship between the son of a Nazi officer and a Jewish boy held in a concentration camp. IMDb reviewers used emotional language 82 times to describe this film, 97.9% above the average. The film holds a rating of 7.7.

The fourth spot goes to The Elephant Man, based on the true story of Joseph Merrick, a man who suffered from extreme physical deformities in 19th-century England. Directed by David Lynch, the 1980 film garnered 81 instances of tearful words in its reviews, 95.5% higher than average, and holds an IMDb rating of 8.2.

Will Smith’s Seven Pounds rounds out the top five. The 2008 drama follows a man who donates his organs to seven strangers, a story that led to 77 instances of emotional language, 85.9% above the study’s average. The film holds a rating of 7.6 on IMDb.

Also featured in the study is Lars von Trier’s Dancer in the Dark, starring Icelandic singer Björk. This 2000 tragedy about a single mother losing her sight ranked sixth, with 76 uses of upsetting words, 83.4% above average.

Other films rounding out the top 10 include A Walk to Remember and The Iron Claw, both tied for seventh with 75 emotional references each, House of Sand and Fog with 74, Manchester by the Sea with 70, and Brokeback Mountain with 69.

Marc Porcar, CEO of QR Code Generator, commented on the findings: “These results underscore the emotional power of cinema. Whether through tragic romances like The Fault in Our Stars or historical dramas like The Boy in the Striped Pyjamas, these films leave lasting impressions on their audiences.”

The study highlights how films from various genres can evoke profound emotional reactions, resonating with audiences long after the final credits.

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The Global SME Confidence Index, conducted between 27th and 30th August 2024, reveals that 69% of SMEs are now more confident about their growth opportunities than they were six months ago. The highest levels of optimism are recorded in Germany, where 74% of SMEs are feeling more positive about the future. France follows closely, with 65% of businesses expressing optimism. This marks a notable increase in confidence among the SME community, which has weathered multiple economic challenges over recent years.

The study attributes much of this confidence to plans for expanding product lines, with nearly 45% of global SMEs indicating they intend to launch one or two new product lines over the next year. The move towards diversification is seen as a crucial factor in sustaining growth and ensuring long-term competitiveness in an ever-evolving market.

However, despite this optimism, SMEs face significant challenges as they look towards the final quarter of 2024 and beyond. The research identifies inflationary pressures as the top concern, with 38% of businesses stating this as their primary challenge. Marketing and customer acquisition, cited by 31%, are also proving difficult for many firms, followed by supply chain issues and stock availability, which 25% of SMEs see as a critical hurdle to overcome in the coming year.

In response to these challenges, SMEs are increasingly turning to digital solutions to streamline their operations and tap into new opportunities. The report highlights a significant rise in the use of online B2B marketplaces, with 52% of respondents now using these platforms to source innovative products. Social media is also gaining traction as a vital tool for business growth, with 56% of SMEs planning to use it to stay competitive. Meanwhile, 50% are leveraging their company websites, and 43% are exploring digital advertising as a means of reaching new customers.

One of the most promising trends identified in the report is the growing focus on artificial intelligence (AI). With 24% of SMEs considering the full integration of AI as a key priority over the next three to five years, the technology is seen as a transformative tool for enhancing efficiency and driving growth.

According to Kuo Zhang, President of Alibaba.com, “This research highlights strong growth in optimism amongst SMEs across the world, as they embrace digital sourcing channels and look to enhance their product offerings.” He added that AI integration and digital tools like social media are playing a critical role in helping ambitious businesses stay competitive in the current economic climate.

The release of the Global SME Confidence Index coincides with the launch of Alibaba.com’s Super September, the platform’s flagship online trade event designed to connect buyers with suppliers. Early data shows that within the first week of the event, the number of orders increased by 69%, compared to the same period last year.

Running until 30th September, Super September will connect 48 million buyers and 200,000 suppliers, providing a unique opportunity for businesses to source new products and services in time for the holiday season. The event will also feature innovative technologies like livestreaming and virtual reality (VR) showrooms, making it easier for buyers and suppliers to connect and collaborate.

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The Venture Forward study, which draws on data from over half a million digital microbusinesses in the UK, shows that while only 11% of entrepreneurs across all ages started their businesses immediately after A levels, this figure rises to 22% among those under 30. This shift appears to be driven by both the high cost of university education and the lower barriers to starting a business.

Economic Factors Influencing Decisions

The study highlights a generational change in attitudes towards higher education, especially following the 2012 increase in university tuition fees and ongoing high interest rates on student loans. The financial burden of a university degree seems to be prompting many young people to consider entrepreneurship as a more viable alternative.

Among entrepreneurs who did not attend university, 76% expressed relief at avoiding student debt, and 49% believe their earnings are comparable to those with a degree. In contrast, less than half (46%) of university-educated entrepreneurs feel their degree has significantly contributed to their business success. Additionally, 34% of these entrepreneurs believe starting their business earlier would have been more beneficial.

Impact of the Pandemic

The COVID-19 pandemic has also played a role in this shift. The disruption to traditional university experiences, including reduced contact time with tutors and the loss of social interactions, seems to have influenced some students to pursue alternative paths. Nearly half (47%) of microbusinesses owned by individuals without a degree were established post-2020.

Lower Barriers to Entry

The barriers to starting a business have decreased significantly in recent years. Many young entrepreneurs report setting up their businesses for £500 or less, with almost a quarter (23%) requiring no start-up capital at all. This ease of entry is supported by the availability of online resources and tools that streamline the business setup process.

Andrew Gradon, Head of GoDaddy UK & Ireland, commented on the findings, “Our research shows that entrepreneurship is increasingly seen as a viable alternative to higher education. With rising costs of university education and innovative tools available to simplify business setup, young people are more inclined to start their own businesses.”

Confidence Among Non-Degree Entrepreneurs

The study also reveals that entrepreneurs without a degree exhibit high levels of confidence regarding their business prospects. Sixty percent of non-degree entrepreneurs are optimistic about commercial growth this year, compared to 57% of those with a university education. Similarly, 59% of non-degree entrepreneurs expect an increase in financial turnover in 2024, versus 55% of their degree-holding counterparts.

Gradon added, “Our insights suggest that higher education is not a prerequisite for entrepreneurial success. Those who skip university and dive straight into business are proving to be just as capable and confident in their growth prospects.”

The findings reflect a broader trend towards valuing practical business experience and entrepreneurial spirit over traditional academic paths, indicating a significant shift in how young people view the route to career success.

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Vermont businesses have emerged as recipients of the lowest average business loans, with an average loan value of $254,815. This figure is 51% lower than the national average. Over the four-year period, Vermont saw $213 million distributed across 837 loans. This indicates a cautious approach to borrowing among Vermont businesses, or possibly a more conservative lending environment.

Following Vermont, Maine businesses received the second-lowest average loan amount, at $268,988. In total, $463 million was approved across 1,724 loans in the state. Ohio businesses were granted the third-lowest average loan amount of $277,388, with a total of $4.5 billion spread over 16,413 loans.

Hawaii and Maryland also featured prominently among states with lower average loan amounts. Hawaiian businesses secured an average of $316,343 across 560 loans, amounting to $177 million. Maryland’s average loan amount was $325,292, with $1.5 billion approved across 4,737 loans. These figures are 37% lower than the national average.

States with the lowest average approved loans (2020-2023) 

Conversely, the study revealed that Georgia businesses received the highest average business loans in the U.S., with an average of $816,892. The total amount approved in Georgia over the four-year period exceeded $6 billion, across 7,429 loans.

Texas ranks second, with an average loan amount of $807,003, which is 56% higher than the national average. Businesses in Texas were approved for over $13.6 billion across 16,920 loans.

California ranks third, with an average loan value of $803,703. Over the period, California businesses were approved for more than $23.8 billion across 29,698 loans, the highest total loan amount and number of loans in any state.

North Carolina and Arizona complete the top five states with the highest average business loans. North Carolina businesses received an average of $755,089, totalling over $3.8 billion across 5,054 loans. Arizona businesses secured an average of $704,958, with more than $3.4 billion approved across 4,916 loans.

The top ten states with the highest average business loans from 2020 to 2023 are as follows:

1. Georgia: 7,429 loans totalling $6,068,691,136, with an average of $816,892.
2. Texas: 16,920 loans totalling $13,654,486,487, with an average of $807,003.
3. California: 29,698 loans totalling $23,868,365,682, with an average of $803,703.
4. North Carolina: 5,054 loans totalling $3,816,222,114, with an average of $755,089.
5. Arizona: 4,916 loans totalling $3,465,571,854, with an average of $704,958.
6. Louisiana: 1,572 loans totalling $1,077,552,343, with an average of $685,466.
7. Alaska: 481 loans totalling $326,199,500, with an average of $678,169.
8. Tennessee: 2,516 loans totalling $1,677,941,083, with an average of $666,908.
9. Nevada: 2,460 loans totalling $1,626,207,980, with an average of $661,060.
10. South Carolina: 2,694 loans totalling $1,779,940,330, with an average of $660,705.

Anna Ge, Director of Research at CreditDonkey, commented on the findings: “While businesses source loans for various reasons, including positive progression, many seek extra financing to ease immediate or long-term financial difficulties. The results may suggest that businesses in Vermont and Maine handle their finances better than those in states like Georgia and Texas. However, it could also indicate a greater eagerness for expansion among businesses in states with larger financial funding.”

Ge emphasised that all loans must be balanced with company revenue to gain a full picture of a business’s situation. “High loan amounts should be prioritised when planning the future of a company and should not be considered merely as a quick fix,” she added.

For more information, visit https://www.creditdonkey.com/best-llc-services.html.

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